Your 澳客竞彩 Dental Plan covers a wide range of dental services 鈥� everything from regular check-ups to root canals.
The Student and Staff Dental Clinic is open to all 澳客竞彩 faculty members and employees. For more information and details on how to make an appointment, please visit this听web page or contact by telephone at 514-398-3155 or by email听clinic.dentistry [at] mcgill.ca听.
Optional participation
Participation in the dental plan is optional. If you refuse participation in the Dental Plan at enrolment, you will be re-offered the opportunity to join during the next enrolment window, which takes place in January, every three years, provided that you are actively at work and remain eligible.
For information about opting听into and out of the plan, please see听Changes to your coverage (life events).
Dental fee guide
It is important to note that all reimbursements under the plan are limited to the current fee guide for dental services provided by general practitioners published by the Quebec Dental Surgeons Association. If your dentist charges more for a given service or procedure than the amount recommended under the fee guide for general practitioners, the plan will limit the claim reimbursement amount.听
Annual maximum
Reimbursement under the dental plan for preventive, restorative, endo/perio听and major services is limited to a combined annual maximum of $2,000 per insured person.听The benefit year is calculated from January 1st to December 31st.
What's covered
The 澳客竞彩 Dental Plan gives you and your family access to affordable dental coverage, covering a wide range of dental services and procedures听to keep you and your family smiling. Eligible expenses are outlined below.
All reimbursements under the plan are limited to the current听听for dental services provided by general practitioners published by the Quebec Dental Surgeons Association. If your dentist charges more for a given service or procedure than the amount recommended under the fee guide for general practitioners, you must pay the difference.
Preventive (100%)
The plan covers 100% of the cost of the following preventive, diagnostic, emergency and palliative services and procedures.
Twice a year, with intervals of five months:
- bitewing radiographs, including interpretation
- oral hygiene instruction
- prophylaxis (polishing of coronal portion of teeth)
- recall oral examinations
- topical fluoride applications (for patients less than 16 years of age)
Once every 2 calendar years:
- complete oral examinations
- complete set of radiographs or panoramic x-rays, including interpretation
As required:
- biopsy of soft and hard tissue
- cytological test
- laboratory tests and examinations
- emergency or specific oral examinations
- emergency or palliative services
- pit and fissure sealants (for patients less than 16 years of age)
- radiographs to diagnose a symptom or examine the progress of a particular course of treatment
- required consultation with another dentist
- intra oral periapical radiographs
Restorative (80%)
The plan covers 80% of the cost of the following restorative procedures:
- antibiotic drugs required for the purpose of dental treatment
- fillings, (amalgam, silicate, acrylic and composite) and retentive pins. Replacement fillings are covered only if:
- The existing filling is at least 12 months old and required due to significant breakdown of the existing filling or recurrent decay; or
- The existing filling is amalgam and there is medical evidence indicating that the patient is allergic to amalgam
- space maintainers
- preformed stainless steel crowns and repairs to preformed stainless steel crowns (except in conjunction with the placement of permanent crowns)
Endo/Perio (80%)
The plan covers 80% of the cost of the following endodontic and periodontic procedures:
- Endodontics (treatment of the root and pulp tissue)
- apectomy and retrofilling
- emergency treatments - Pulpotomy, pulpectomy and opening and draining of tooth
- hemisection, root amputation and root reimplantation
- root canal therapy and obturation.
- Periodontics (treatment of the gum and other supporting tissues of the teeth)
- periodontal scaling
- desensitization of tooth
- emergency services
- gingivoplasty
- guided tissue regeneration
- occlusal equilibration
- periodontal curettage (gingivectomy)
- root planning
- periodontal surgery
- tissue grafts
- periodontal appliances
- only one periodontal appliance (upper or lower) will be eligible when both are submitted within 60 days of one another
- periodontal appliances for children aged 16 and under are not covered
Major (70%)
The plan covers 70% of the cost of the following major procedures:
- crowns and repairs to crowns, other than preformed stainless steel crowns (see the Restorative section above)
- dentures and bridges
- the initial, complete or partial, fixed or removable prostheses (bridges or dentures), in the case of teeth extracted while the person is covered under the plan
- replacement of complete or partial, fixed or removable prostheses following the extraction of natural teeth, provided the person is covered under the plan at the time
- replacement of an